At the end of 2015, Bank of England governor Mark Carney declared that Britain’s financial sector left post crisis period and the dust has finally settled after the downfall of Lehman Brothers. New regulations have been put in place in order to maintain control over the bosses at major banks and the threat of billions of pounds in fines and compensation looms over them. Alongside this, as all seven of the UK’s leading lenders passed their banking stress tests, it questions how the traditional financial sector will enable fintech, or whether fintech will disrupt regardless.


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